Terms of Use

Effective October 2, 2026 · English translation October 4, 2026

Using the service

General tools are free without registration. Process only files you are authorized to use, and keep a separate copy of originals. Processing capacity depends on your browser and device memory.

Calculation results

Results follow the assumptions stated on each tool. Actual financial agreements, submission requirements, legal deadlines and wage determinations may differ. Check the relevant institution's rules before important decisions or submissions. We do not broker or recommend financial products or provide professional advice.

Prohibited use

Do not disrupt the service with excessive automated requests, bypass security, process files in violation of others' rights, manipulate ad clicks or submit false reports.

Changes and errors

The service may be modified to improve functions or fix issues. Report errors through the feedback form. These terms do not limit rights provided by applicable law.